More success stories?
Shop & Newsletter they offer you:
For their successful, good life Information you really need: Government-funded publisher, awarded the Global Business Award as Publisher of the Year: Books, Shops, eCourses, data-driven AI-Services. Print and online publications as well as the latest technology go hand in hand - with over 20 years of experience, partners like this Federal Ministry of Education, customers like Samsung, DELL, Telekom or universities. behind it Simone Janson, German Top 10 blogger, referenced in ARD, FAZ, ZEIT, WELT, Wikipedia.
Disclosure & Copyright: Image material created by Verlag Best of HR – Berufebilder.de®.
By Simone Janson (More) • Last updated on October 26.09.2008, XNUMX • First published on 26.09.2008/XNUMX/XNUMX • So far 21314 readers, 2683 social media shares Likes & Reviews (5 / 5) • Read & write comments
In principle, working while studying has no effect on student health and pension insurance if you stay below a certain number of hours. The Health insurance it doesn't matter how much you to earn, as long as you have enough time on your Study to concentrate - then you are considered a regular student.
When working during the semester decide the earnings or the amount of time about whether contributions to the regular health insurance for employees are due or not. All conceivable options are listed below:
No matter how much Money You earn and how many hours you work, apart from student health insurance, you are exempt from health, nursing care and unemployment insurance and do not have to pay any contributions if the job is limited to the lecture-free period.
With the pension insurance it looks somewhat different. The exception is that you can not earn more than a monthly 400, - Euro. The above-mentioned regulation applies to marginal workers.
There are special arrangements for internships, which are prescribed in study or examination regulations. Those who, on the other hand, do a voluntary internship, like most, are insured in the pension insurance, irrespective of the amount of the internship remuneration. On the other hand, he remains a student insurance (or in the family insurance), insofar as the internship is not paid.
In full-time internships during the lecture period, which are not mandatory, the student health insurance expires, even if nothing is paid - then yes not studied! Then you are tax and social security law as a normal worker. If an internship remuneration has been agreed, the employer must report you to the tax office and pay income tax, and pay social security contributions to the health insurance. Depending on how high the remuneration is, the special rules for mini-jobs may apply.
total time | remuneration | Health, care and unemployment insurance | pension Insurance |
under 20 hours per week | up to 400 Euro monthly | insurance prepaid | insurance prepaid |
under 20 hours per week | from € 400,01 | insurance prepaid | insurable (reduced contributions) |
under 20 hours per week | about 800 Euro monthly | insurance prepaid | insurance |
over 20 hours per week | under 800 Euro monthly | insurable (reduced contributions) | insurable (reduced contributions) |
over 20 hours per week | about 800 Euro monthly | insurance | insurance |
Acquire this text as a PDF (only for own use without passing it on according to Terms and conditions): Please send us one after purchase eMail with the desired title supportberufebilder.de, we will then send the PDF to you immediately. You can also purchase text series.
4,99€Buy
You have Ask round to Career, Recruiting, personal development or increasing reach? Our AI consultant will help you for 5 euros a month – free for book buyers. We offer special ones for other topics IT services
5,00€ / per month Book
Up to 30 lessons with 4 learning tasks each + final lesson as a PDF download. Please send us one after purchase eMail with the desired title supportberufebilder.de. Alternatively, we would be happy to put your course together for you or offer you a personal, regular one eMail-Course - all further information!
29,99€Buy
If our store does not offer you your desired topic: We will be happy to put together a book according to your wishes and deliver it in a format of yours Choice. Please sign us after purchase supportberufebilder.de
79,99€Buy
Simone Janson is publisher, Consultant and one of the 10 most important German bloggers Blogger Relevance Index. She is also head of the Institute's job pictures Yourweb, with which she donates money for sustainable projects. According to ZEIT owns her trademarked blog Best of HR – Berufebilder.de® to the most important blogs for careers, professions and the world of work. More about her im Career. All texts by Simone Janson.
So I'm still not quite smart. I study and have a job by the way where I work a maximum of 20 hours a week and earn 800 € gross. Now my employer has notified the AOK, and they wrote me I have now for just 86 € / month self-insured. Before I conclude this now, I wanted to get more information, clearly the AOK tells me I have to conclude this way. But I have read more often that I am not insurable in the health insurance, if I am a full time student, say a maximum of 20 hours work the week. Can someone help me there?
Hello Mr. Enns, then should actually point 1 o. 2 grab. Unfortunately, we can not give legal advice in individual cases. Perhaps there is a counseling center here at your Studentenwerk that will help you.
A small note worked under 20 hours a week and earned between 400 and 800 euros. But I was able to get exempt from pension insurance. Otherwise, however, a very nice article with information that I was looking for a long time "back then".
Thanks for the hint. This is exactly what is written in the text above.
Hi Jenna,
that's all there is to it in the text: it depends on whether the internship is prescribed or not. If not, it is treated as a full-time job, and the student's health insurance as well as the pensions insurance cover are dropped. Therefore please always ask questions!
Hello :)
I am in the 6. Semester of my studies and, in addition to a seminar, I intend to make an 6 internship in the next semester. This is paid with 800 Euro (38 hours / week). I am already in a student insurance, do I have to consider anything else? Many Thanks!
Question from official child, with the right to help: As student 20 week hours work # Education
Hello Stefanie,
on the subject of job and health insurance during the study helps the text above!
Simone Janson
My daughter has been eligible as a civil servant since birth.
She is a student and wants to spend 2012 hours a week for about 20 Euro net until the end of her studies (will be exmatriculated in March 1.000).
Question: Can it continue to be covered by the health insurance scheme so that it can continue to use private health insurance until the end of the study period?
Thank you
Stefanie
if I hire a man on 400 € basis from when is really the health insurance?
A from 401 €
B from 410 €
Hello Hanni,
thank you for the hint. I assume that they are still under 25 and thus in the family insurance. Then it is actually like you say, or if you do not have a minijob, you can even earn only 365 Euro monthly. More about this:
However, the contribution above applies to people who are already in student health insurance. If the above-mentioned limits are exceeded, this means that one falls out of the comparatively favorable student health insurance. Moreover, the entire article series, as shown on the right, is aimed at people who are planning a postgraduate degree.
I admit that the term insurance-free for student health insurance is a bit misleading - but it is a technical term. I've now added something to make that a little clearer.
gruß
Simone Janson
that is not true, the health insurance is no matter how many hours you work, as soon as you earn more than 400 euro (4800 euro a year), you have to insure yourself student.
Hello Lucas,
thank you for your question. Due to the law service law, I am unfortunately not allowed to answer any legal questions in the individual case.
But do not you find the answer to your question right at the beginning of the article?
gruß
Simone Janson
I am 27 years old and full-time student (approx. 30 SWS). In addition to my studies, I am self-employed, but I spend about 7 hours a week. Due to the negligence I have monthly income of about 200 Euro.
Can I still be a student with health insurance?
Thank you for the information.
Post a Comment