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EU video on working abroad: Social insurance for cross-border commuters {Trend! Study}
By Simone Janson (More) • Last updated on October 10.05.2013, XNUMX • First published on 10.05.2013/XNUMX/XNUMX • So far 4285 readers, 1570 social media shares Likes & Reviews (5 / 5) • Read & write comments
Increasing mobility of work means that there are more and more cross-border commuters. Taxes, at least with countries with which a double taxation agreement exists, none Problem. But what about Social Security? There is a comprehensive range of information from the European Commission - including an infographic video.
To the background
Fortunately, the European Commission's Directorate-General for Employment, Social Affairs and Inclusion (DG EMPL) has just one OnlineLaunched an ad campaign centered around social security rights for frontier workers – and of which this video is a part.
But what exactly does the General Management do? Well, she provides information on the European legislation on the coordination of social security. Because uniform regulations apply in the EU, which serve to protect your social security claims when you are within Europe (EU 27 + Iceland, Liechtenstein, Norway and Switzerland).
When are the regulations?
However, European legislation on the coordination of social security does not replace national systems. Any country can freely decide, who according to its national legislation insured should be provided and which benefits are granted under which conditions. Specifically, these regulations apply to:
- Nationals of the EU Member States, Iceland, Liechtenstein, Norway or Switzerland who are or have been insured in one of these countries, as well as their family members,
- Stateless persons or refugees domiciled in the EU, Iceland, Liechtenstein, Norway or Switzerland who are or have been insured in one of these countries, as well as their family members,
- Nationals of non-EU countries legally residing in the EU and moving from one country to another, and their family members.
The basic principles of social insurance in Europe
- At any given time, you are only subject to the legislation of a single country and therefore only pay contributions in one country. The social security agencies decide which legal provisions you are subject to. There is no choice for you here.
- You have the same rights and obligations as the nationals of the country in which you are insured. This is also referred to as the principle of equal treatment or non-discrimination.
- If you claim a benefit, your previous periods of insurance, employment or residence in other countries may be taken into account.
- If you are entitled to cash benefits in one country, you can in principle receive them even if you live in another country. This is known as the principle of exportability.
Here writes for you
Simone Janson is publisher, Consultant and one of the 10 most important German bloggers Blogger Relevance Index. She is also head of the Institute's job pictures Yourweb, with which she donates money for sustainable projects. According to ZEIT owns her trademarked blog Best of HR – Berufebilder.de® to the most important blogs for careers, professions and the world of work. More about her im Career. All texts by Simone Janson.
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6 responses to "EU video on working abroad: Social security for cross-border commuters {Trend! study}"
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Returning to Germany: What is the gross income for my family: Hello, I'm Jürg and have the practice ... - Exciting contributionHX8OZsjiqv
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Hello, I am the Jürg and lost the overview in Germany. I am a senior engineer and emigrated as a single from Germany after studying 12 years ago.
I lived in Switzerland and then in China. Now I live in Hong Kong since 3 years and have two toddlers. A child will be trained next year.
I have been offered a job in Frankfurt for 120 000 Euro. In HK we have 20% less but still more because of the low tax load in Hong Kong (15%). It is therefore sufficient for 107m2, two household aids to each 50% (hourly winnings about 3 Euro), 1 small car, 1 sports boat, 2 holidays a year and good health insurance. My wife does not work, has enough to do with the children and does not want to do that either. We have a savings rate of 20%.
Question 1: Do you really need a private elementary school in Germany ?, the quality of the schools should be massively worse in RheinMain?
Question 2: A private health insurance should be a MUST? the normal health insurance is not enough?
Question 3: The tax burden I could determine on the Internet for me. But what about the social security deduction for 120 000 Euro a year (sole earner with 2 children)? could not find exact clues here.
Question 4: What does a cleaning worker per hour now legally in the Rhine-Main?Thanks for any information thank you
Greeting
Jürg
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Hello Jürg,
thank you for your question. What private vs. As far as state services are concerned, this is certainly primarily a question of personal views as to which services are absolutely necessary. There is no general answer to that. However, it is true that state benefits are being scaled back more and more and that you have to make more and more additional payments yourself - for example with dental health.
The German school system is, in my opinion, fundamentally critical and also depends on technical training. Of course I do not know what it looks like in Hong Kong.In the question of social insurance, I am unfortunately not allowed to give legal advice in individual cases, but I would go to the counseling centers of the http://www.deutsche-rentenversicherung.de or to a professional association or union, which presumably also no non-members to advise.
As far as budgetary help is concerned: From 10-12 Euro the hour you can count on. There are services like https://www.helpling.de, where you can do further research.Maybe there are other returnees who can post your experiences.
In the end, ME will not depend on the 20% more but on the question of whether you want to go back. If you have the opportunity, tell us how you made your decision and why - this can help others in similar situations.
Good luck
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Return to Germany: What gross income for my family via BERUFEBILDER - Exciting contributionyNw8gDC4yG
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Return to Germany: What gross income for my family via BERUFEBILDER - Exciting contributionGVCBmE19zh
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Returning to Germany: What is the gross income for my family: Hello, I'm Jürg ... - Exciting contributionlLz1WRA7vC #Create #Production
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