Working & Finances at Retirement Age: 10 Jobs for Seniors & the Best Investment Strategy

According to the Federal Statistical Office, 11% of those aged 65 to 74 are employed. Due to improved health care and increasing life expectancy, it can be assumed that this trend will also continue in Future stops. How is the labor market reacting to this development?

30% more pensioner jobs than last year

The Jobjift meta-search engine has investigated how the job market responds to the increase in seniors and which jobs are already offered to retirees today.

There are thousands of every year Jobs published, which were (also) aimed at pensioners. Most recently, there were already 30% more jobs than in the previous year. This development spiegelt reflects the growing willingness of German seniors to Age to remain professionally active.

Can retirees compensate for professional deficits?

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Still, it matches the number of ads that specifically encourage retirees to sign up apply, just 0,1% of the total job market. For comparison: student jobs are advertised seven times as often.

We can assume that straight Industries, where the shortage of skilled workers is particularly noticeable, Employees employed beyond retirement age and thus contribute significantly to the growing percentage of employed pensioners. But where do those retirees find a job who don't want or can't stay in their old job? Joblift has illustrated this in the infographic on the top 10 most advertised jobs.

Instead of academy jobs and part-time instead of full-time

Most of the jobs do not require any special requirements. Only 34% of the job advertisements for seniors require a degree at all, 29% a completed vocational training or a Study. Even for the teaching positions, which are mainly made up of freelance tutoring positions, only 10% of the positions require an academic degree. Only for commercial jobs such as office workers is 68% completed Vocational Training Requirement.

But what to earn Retirees still in their job? According to Joblift, a total of one third of the ads are aimed at mini-jobbers on a EUR 450 basis. Not all advertisements provide information on the employment relationship, but 46% of the jobs offered are part-time jobs, compared to 30% full-time jobs. That makes sense SinnIf you look again at the figures from the Federal Statistical Office: For a third of working seniors, employment is still the main source of income for their livelihood. Employers seem to increasingly value and promote the potential of the young at heart.

Well furnished in old age

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But what about the Finance in old age? pension and old-age provision are long-running issues in media and political discourse.

Anyone who has worked their whole life wants to be well looked after in old age. But the pension is long gone for sure.

The optimal financial strategy

It is now clear to everyone that they have to do something themselves to avoid falling into poverty in old age. But what does the best see? Strategy out?

To remedy this, some swear by real estate, others by stocks and still others put their faith in her Money gladly in gold. But no retirement provision is really perfect – every investor has to realize that clear . make

The old-age pension must fit in with you

If you invest your money as a time deposit, while it is safe, you will only be able to achieve a very low yield at the current interest rate.

What is more important, you have to do it yourself decide – The only important thing is that the old-age provision also suits you.

To everyone is only the risk, which he also tolerates

Because that's what everyone should do Risks that he can handle - if you can't sleep at night, I guarantee you that you are guaranteed to buy your shares at the wrong moment merchandise and thus make high losses.

It's better to have a good mix of fixed income and well managed funds - so you have some collateral and yet return opportunities.

Where to look more closely

On the other hand, owning your own home should always be just one component of your old-age provision. Because the slogan "live rent-free in old age" is a myth that is put into perspective on closer inspection. Because the house is also getting older and there are repairs and Costs that you didn't expect.

By contrast, you should stay away from endowment policies - they are inflexible, bring only low returns and also, the tax benefits are no longer what they used to be.

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