Master Bafög can apply if you are a specialist, for example, in crafts, services or even in the health care and care sector and would like to continue with a career advancement as a master, technician, specialist nurse or programmer.

further education

Financing the next career steps

If you want to advance professionally, you can get financial support from the state for your career steps. One possibility is the Master Bafög. Not only future master craftsmen can submit a corresponding application, but also specialists from other areas!

Because what many people interested in education don't know: Government support with the misleading name Meister-BAföG is available to everyone who wants to gain further qualifications beyond their initial training and is preparing for a state or public examination. Even further training in health and care professions can be funded. But: The applicants may not yet have a professional qualification which is at least equivalent to the advanced training qualification you are aiming for (e.g. university degree). There is no age limit.

Prerequisite: Completed vocational training

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(BBiG) or the Handwerksordnung (HwO), or a qualified trainee or a trainee who is a qualified trainee or trainee, have a comparable professional qualification.

As a prerequisite, you should be able to prove a completed vocational training according to the Berufsbildungsgesetz (BBiG) or the Handwerksordnung (HWO) or a comparable professional qualification, but no comparable or higher degree (eg a university degree).

By the way, you are not only eligible for German funding, but also if you come from the European Union or as a foreigner three years: have worked for a long time in Germany subject to social security contributions. In contrast to student BAfög, you do not have to observe an age limit Income state your parents.that exciting?

application

The applications for funding must be sent in writing to the competent authority under national law (list here: http://www.meister-bafoeg.info). Subsidies will be paid from the start of the project, but at the earliest from the month of application.

It should therefore be applied for in good time before the start of the measure. Contributions to measures can still be applied for until the end of the measure. About the type and amount of the entitlement to funding decide authorities determined by the federal states, which also pay out the grants. The loans are granted by the Kreditanstalt für Wiederaufbau if a separate loan agreement is concluded with them.

Conditions

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The Further Training but must be at least 400 hours. Those who opt for the full-time model must be finished after two years at the latest. In the case of part-time training, the further training may not last longer than four years. Participants in full-timeCourses receive a monthly subsistence allowance from the state up to the amount listed in the following table.

If you are doing a part-time course, you do not have this entitlement to maintenance fees. for single persons without child: 614 Euro 202 Euro as a subsidy / 412 Euro as a loan for single persons with an 793 Euro 202 Euro / 591 Eurochild: for married without child: 829 Euro 202 Euro / 627 Euro for married person with one child 1.008 Euro 202 Euro / 806 Euro for married couple with two 1.187 Euro 202 Euro / 985 Euro children For each additional child, the loan share increases by 179 Euro.

Part time or full time?

Single parents can also receive a monthly subsidy towards the necessary Costs of childcare in the amount of 113 euros. Up to half of the necessary costs for the preparation of the test piece (so-called master piece or a comparable test work) are funded, but up to a maximum of 1.534 euros as part of a low-interest loan.

For full-time and part-time measures, Financing course and examination fees, an income- and asset-independent contribution to the amount of the fees actually incurred, but no more than 10.226 euros. It consists of a subsidy of 30,5% and a low-interest bank loan.

Loan Terms

The loans for the maintenance as well as for the contribution are during the Further education and during a subsequent grace period of two years - but no later than six years - interest-free and redemption-free.

If, within three years of the exam, you Company founded and have employed at least two employees who are subject to compulsory insurance for up to two years, you only have to pay back a quarter of the loan. For more information, see http://www.meister-bafoeg.info

How much do they get?

You get the Master Bafög partial as a grant and partly as a low-interest loan. If you participate in a full-time course, you will receive up to 614 Euro (230 Euro grant / 384 Euro loan), 829 Euro (230 Euro / 599 Euro) per month.

For each child, your loan share increases by 179 Euro. If you want to take a full-time course, this must be at least 400 lessons: in the case of measures, the total duration of all sections is decisive. But you can also do a telecommute course. Your loan remains free of interest and repayment for up to six years. After this, you must repay it within ten years with monthly installments of at least 128 Euro.

How are the funds distributed?

Training, which is subsidized by the state, is apparently in, especially among young people: As the Federal Statistical Office (Destatis) tells, received last year almost 140 000 people benefits under the Advancement Training Act - the so-called master BAföG. Thus, after two years of decline, the number of subsidies increased again for the first time (+ 4,4%). In terms of funding, a total of 2008 million was granted in 382, 7% more than in the previous year.

Of the subsidies, around 267 million euro was loaned on loans and 114 million euro on grants. The grants consisted of 65 million euros for the financing of the training and examination fees, just under 49 million euro for the livelihood and 0,2 million euro for child care to the subsidized.

The loans granted 149 million euros for course and examination fees, 117 million euros for living expenses and 1 million euros for the production of the “masterpiece”. The beneficiaries can freely decide to what extent loans are drawn. In total, the beneficiaries used 184 million euros of the approved loans from the Kreditanstalt für Wiederaufbau.

Who has been promoted?

31% of the beneficiaries were Women. Their number rose by 2007% compared to 3 to around 43. In addition, 000 men were funded in 2008, around 96% more than in 000. 5% of those funded were between 2007 and 82 years old. The 20 to 35 year olds (25%) were most strongly represented, followed by the 29 to 35 year olds (20%) and the 24 to 32 year olds (30%).

50 000 (36%) of the sponsors participated in a full-time training, 90 000 (64%) in part-time training. Compared to 2007, the number of full-time sponsors increased by 3% and that of part-time sponsored by 5%.


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