Postgraduate studies: Minijob next to the Master

If you are doing your postgraduate studies full-time and on the side through a Minijob finance, but still in student Health insurance nothing changes if you occasionally work as a temporary worker (marginal employment).

Marginal employment

Minor employment is given if employment is limited to a maximum of two months or 50 working days within a calendar year, or if the remuneration for such employment does not regularly exceed 400 Euro per month.

The limit on monthly earnings in a mini-job is 400 Euro a month, regardless of the length of the weekly working hours. However, the amount of 400 Euro is an average earnings and is converted to the whole year.

• So if you are working on holiday and earning 1000 Euro, you do not have to pay anything, because up to 4.800 Euro you are exempt from taxes.
• However, if you earn 4.850 Euro all year, you are above the limit.
• However, there is one exception: if you exceed this limit only occasionally and prove that you could not foresee this, for example because you suddenly had to be sick, you remain insured.

What are the taxes?

The books on the subject (advertising)

The mini-jobs are tax-free for you as an employee. Employers generally pay a flat-rate levy of 30 percent on social security contributions for the mini-jobs Taxes. They are made up of:

• 13 percent health insurance,
• 15 percent pension insurance,
• 2 Percentage wage tax

From the first euro, a pensions entitlement arises from the lump sum for the pension insurance, which is based on the amount of the employer's contribution. However, the employees are not entitled to any other pension insurance benefits such as rehabilitation and invalidity pensions. Insured persons, however, have the possibility to claim the full benefit package of pension insurance if they increase the contribution themselves. Correspondingly, the claim to a retirement age is correspondingly increased.

As an employee who, in addition to his main job, also accepts a low-wage job, you are exempt from insurance in this side job and there is no aggregation with the main job. The same applies if you are still in student health insurance or if you are voluntarily insured have: Nothing changes in social security.

Exceeding the minijob limit

If, however, several marginally paid occupations are exercised and the 400-Euro-limit is exceeded, an aggregation takes place: They then become the Midijobber. In these cases, the secondary employment is also fully subject to social insurance. Maybe you will fall out of student health insurance.

Even as a mini-jobber, you are entitled to continued payment of wages in the event of illness. Since January 1.1.2005, 80, your employer can have 42 percent of this reimbursed by the Federal Miners' Insurance Fund – but for a maximum of XNUMX days. However, he must submit an application for this, in which he must present your sick note. And he gets it Money only if the operation is a maximum of 30 Employees and if you are registered as an employee.

If you exceed the 400 euro limit, to practice You one Midi job: out. Whether you have a full-time or part-time job, you do not have to pay the full contribution and the employee's contribution to statutory social insurance in full. This midijob scheme should make it more attractive for you to cross the 400 Euro border.

Social security contributions will gradually increase for you from 401 Euro. Employers pay from 401 Euro the full contribution rate.

The social security contributions payable by the employee start at 4 per cent with a monthly earnings starting from 401 Euro and rise linearly up to the full employee portion of approximately 21 per cent with 800 euro work remuneration. This rolling rule does not apply if the secondary employment with a remuneration from 400 to 800 Euro is exercised in addition to a primary insurance liability of more than 800 Euro. In such cases, the full social security contributions are payable by the employer and the employee for both jobs.

Only from an average monthly service of 800 Euro you pay the complete social insurance.

Top books on the subject

Discounts for your success (advertising)!

Read text as PDF

Acquire this text as a PDF (only for own use without passing it on according to Terms and conditions): Please send us one after purchase eMail with the desired title supportberufebilder.de, we will then send the PDF to you immediately. You can also purchase text series.

4,99€Buy

Advice on success, goal achievement or marketing

You have Ask about career, Recruiting, personal development or increasing reach? Our AIAdviser helps you for 5 euros a month – free for book buyers. We offer special ones for other topics IT services

5,00€ / per month   Book

Book eCourse on Demand

Up to 30 lessons with 4 learning tasks each + final lesson as a PDF download. Please send us one after purchase eMail with the desired title supportberufebilder.de. Alternatively, we would be happy to put your course together for you or offer you a personal, regular one eMail-Course - all further information!

29,99€Buy

Skate eBook as desired

If our store does not offer you your desired topic: We will be happy to put together a book according to your wishes and deliver it in a format of yours Choice. Please sign us after purchase supportberufebilder.de

79,99€Buy