{Replica} Andrea Nahles at the MCC congress “Future market for old-age provision”: “Drive around the system as little as possible”

Federal Minister of Labor Andrea Nahles speaks at the MCC Congress "Future market for old-age provision" and answers a few Ask of the participants, including many Employees from insurance companies. It only gets exciting at the very end.

Nothing new in the west

On February 18.02.2014, XNUMX I was at the MCC congress “Future Market Retirement Provision” in Berlin. Federal Minister of Labor Andrea Nahles gave the keynote. Her topic: The pension insurance systems and the old-age provision. New statements? Nothing!

She absolutely is sympathisch, Andrea: Talks about her childhood in the Eifel, about the fact that she didn't have a place in kindergarten although her mother went to work, about her father's pension problems, who was a master bricklayer, and repeatedly explains that in the future she will stand up for the rights of consumers and employees. That's what they call human beings, even if their left-wing attitude contradicts the majority of the audience.

The pension is secure?

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"The pension is for sure” promised the labor minister, as did many of her predecessors – but you don't really want to believe her either. She never tires of praising and defending the three pillars of the pension system, state pension insurance, company pension schemes and Riester pensions.

"The contribution stability can be maintained" Nahles does not tire of emphasizing. And she wants to "do everything possible" to prevent the weakening of the company pension scheme by the EU. The Federal Ministry of Finance has recently commissioned a study to find out why small and medium-sized companies find it so difficult to introduce a company pension. The results are expected in late 2014. It fits that the topic of retirement provision is only on the agenda in the second half of the year - other issues such as the minimum wage would have to be dealt with according to the coalition agreement, the minister apologized.

Minister wants to continue to introduce pension with 63

In general, the pension insurance system should not be talked about ill and the young people's trust in the three pillars of old-age provision must be won and gaps in justice closed. That's why you shouldn't play the generations off against each other, a general fear of the future won't lead anywhere, explains Nahles and then delivers her only really political statement Rede: “I will not be dissuaded from retiring at 63 or Mothers- to introduce pensions.” We can't wait to see how Andrea Nahles intends to finance this.

Her motto is apparently "Forecasts go haywire" or, as she puts it, should always be viewed with reservations and depending on economic developments. Of course, not everything is perfect, scaremongering about the collapse of the capital markets is just as inappropriate. “Who today for Age precautions, of course, suffers from low interest rates,” says Nahles. But that is only a snapshot, so nobody should stop saving. Overall, Nahles wants “am System fumbling around as little as possible” and “changes to the system, not in the system.”

The high song of the professional defenseman

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And the Minister of Labor is also singing the high song of the professional defense, pardon of the professional assurances: to make early retirement programs unattractive is not the main problem because employers in the course of the professional deficit more concerned about how older employers could be kept in the enterprise.

Of this I have, comparatively little, received comparatively little. But maybe someone might teach me something better?

Agenda 2010 remains on course

It only became exciting at the very end when the participants were able to ask questions, which Nahles answered cleverly evasively each time. "Will Germany keep its role model in Europe with regard to Agenda 2010", asked one participant.

"We will stick to the clear course of Agenda 2010," promised Andrea Nahles, who had opposed the reform just a few years ago - and then swung around fast to dual Vocational Training, for which Germany is always admired, to the high youth unemployment and to the Measures, with which Germany has agreed with the southern European states. Politics is so beautiful.

Riester soon without provider?

At the very end stood a gentleman from Leipziger Insurance and found that the Riester pension and above all the residential Riester is a bureaucratic monster that is completely unprofitable for the providers, so that some providers have already sold their Riester stocks.

"At some point you run out of providers," he said to the minister. That was when Nahles stopped doing politics for the first time and even agrees with regard to the residential giant as an administrative monster. "The providers made the jungle," says Nahles. And: “The Riester pension must be more consumer-friendly.”

Planned Procrastination

Dangers of abuse by suppliers and intransparency must be contained and it must be investigated why so few low-income earners draw Riester pensions. As a large construction site, she describes it, rescue Riester from difficulties.

"But we want to go about it thoroughly, without haste," says the minister, and it sounds like it's planned procrastination. And then she proudly reports on how she is currently promoting a product information sheet that now has to be coordinated between the Ministry of Labor and the Ministry of Economics and Finance, then you get an impression of how slowly the wheels of politics grind to solve the problem.

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